Today I want to talk to you about financial margin. In our culture today, financial stress is completely normal. You see it in almost everyone you come in contact with. Today, living paycheck to paycheck, it’s absolutely normal. Having monthly payments…normal. Debt…normal. Worry, anxiety, fear; especially in a slowed economy is very normal.
What does financial margin look like in our everyday lives? It is having money left over at the end of the month. It’s having money available to give without feeling stressed when you give. It could be having money available to do something that you enjoy. Financial margin is the ability to be financially at rest. Not anxious, not worried, and not always afraid.
Proverbs 21:20; is a great verse when it comes to financial margin. It says, “In the house of the wise are stores of choice food and oil”, there’s more than enough; “…but a foolish man devours all he has.” In the house of the wise there is margin. In the house of the wise, there is more than you need. But, we could say a foolish person lives paycheck to paycheck. A foolish person devours all that he has.
The Bible does not say in the house of the wealthy is margin. The Bible doesn’t say in the home of the six figure income are stores of choice food and oil. But, the Bible says in the house of the wise there is more than enough, in the house of the wise. There is a wise way to manage the money that God entrusts to us, and there is a foolish way to manage what God entrusts to us.
In our culture, most of us have life-styled our way straight past margin. We are living outside of our means. It’s not an income problem for most. Most of you will say, “If I only made more money!” But, it is not so much an income problem, as it is a lifestyle problem. As your income goes up, your lifestyle trails. We want the new cars, the bigger house and we eat more in restaurants etc. We have no margin because we have a lifestyle problem. If we get past the obvious and get to the root of it, what we really have is not just a lifestyle problem, but a spiritual problem.